Obama and Congress is about to make a move towards universal health care, health care run by the government, overseen by the government, regulated by the government, reformed by the government..... I don't care how you describe it but the basis is a major overhaul of health care as we now know it.

I read a report recently, and I don't remember the exact numbers but the majority of those that responded to the poll replied that they were satisfied with their health care that they currently have.

Are the majority here satisified with your health care?

I have to say that I am. I have a pretty decent one. It is not the greatest or the best plan out there but it does cover my needs. I am satisfied.

Now I am not heavily medicated. I don't have a lot of prescritptions I don't always visit a doctor except for when I am sick or my regular check up. I, thankfully, don't visit the ER regularly but the few times I have it has been covered.

So all in all I have to say that the health care I have I am satisfied with.

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TalkPa.net - Pennsylvania's Forum

I will simply say that I haven't been happy with any health plan I've had since 2004, and if you made minimum wage, you'd have to work half a year just to pay for the premium and out of pocket expenses associated with my current plan.

I don't want to be forced to buy a government plan. But I'm 99% sure that I'd voluntarily opt into one. It CAN'T be worse than what I have.

Overall, I'm happy with our coverage. It's the customer service, red tape, occasional hoop-jumping that irritates me. For the most part, everything goes very smoothly - but there is the occasional denied claim that causes headaches, but they generally work out after a phone call or 2. My biggest complaint last year was that we were told something would be covered, only to find out too late that it only covered a certain number of sessions.

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Fold your own damn socks!

I echo GL's sentiments, my plan aint the best but it works for me and I am satisfied.

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Smile, God loves you

ours is great
no co pays except on meds
but we are having a meeting tomorrow and I'm sure it is changing

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www.photographybynaomi.net
www.cometomywindow.net
www.theadventuresoflittlecaesar.com

Maybe not. We just had our meeting. The first one I've been to in 8 years where we weren't told that premiums were rising and/or benefits were decreasing. The only one. In 8 years. With 3 different corporations. And I've been to them all.

Think maybe the idea of reform had anything to do with that?

Its like dealing with Verizon - it's fine until you need to speak with a human.

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Drinking alcohol in Kentucky is considered being "sober" until you cannot hold on to the ground.

Just got off the phone with the wife. Baby had a check up this morning and a couple shots.

Bear in mind I pay $265 every 2 weeks for my premium. That's $6,890 per year. With an additional max out of pocket of $3,500, which includes a family deductible of $750 and coinsurance requirements of 50% up to $5,000 or some odd shit. Whatever. It's friggin' expensive.

We had a very fine pediatrician for the baby for the first 10 months of her life. Then she told us she would no longer accept my PPO because my provider simply doesn't pay enough money for her services. You believe that shit? So we reluctantly had to find another baby doc. Either that, or pay 10 grand a year AND pay out of pocket for bimonthly doctor visits.The new doc is good, though. No problems.

Starting in a week, the PPO that administers my plan is changing. The wife just told the docs office about it, and it turns out......that's right....THEY don't take the new PPO I was just assigned. But, the old doc DOES.

But, the old doc has a policy that they don't take back patients who have left. Even if it's because of insurance reasons.

So. I get to find a 3rd pediatrician in 15 months because of this fucking health plan. This is the kind of shit that I seriously, all kidding aside, can thoroughly understand driving someone off the deep end and into a very dark place. I mean, why the fuck should I care if my baby girl gets to see a doctor who knows her and understands our concerns and regimens with her? Just assign us a doctor of the month and we'll go wherever we're told.

I hate these motherf***ers with every ounce of my being.

Can I get 2 votes in this poll?

damn dude, that is beat, good luck in the search...

And the Gov'mnt ain't even taken over the system yet!

At one time, I did not have a second co-pay if I was referred to a specialist… now I do. My rates increased, my co-pays have increased, my deductibles have increased… My alternative care practitioner is no longer covered. So, I think insurance has gotten way out of hand.

I have conditions that I HAVE to see a doctor for, but I am very involved in my healthcare. I have found a doctor (recommended by my ACP) that is more involved.

I keep an online journal of symptoms relative to my issues, along with a diary of food intake and exercise/activity, etc. The doctor has access to this and can comment on things as he sees fit.

Sometimes, I don’t see that he comments for weeks at a time, but I know that he reads it, because he does comment when there is something disturbing going on. I keep things short and to the point so that he is not wasting his time reading things like “I am having some weird side-affects and I am not sure if they are from the meds blah, blah, blah”. Instead, he will read something like “possible side-affects from meds: ….”

This keeps me from having to go in to his office and face co-pays for 6-8 visits, when I only need one visit. A shame all docs don’t get this involved. I love the country life!

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Don't spread my wealth - spread my work ethic!!!!!

Good luck in your search KL... our open enrollment meeting is happening next week. I'll probably only be able to go for emergencies after that.

Currently, I have one of the best plans around but... I have to rack up 2 or 3 co-pays (the charges are much more to my insurance) to get a problem fixed. I'm not satisfied with that. Doctors want to treat one thing at a time and, if you have 2 things wrong, that's 2 visits, maybe 4 or more if you are sent to specialists. We need to streamline healthcare and not continue to waste my time and that of the doctor's.

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I'm on my wife's policy with the State, have had a few problems with them, have even gone through appeals over something that they didn't want to pay. Lost the first appeal, reviewed by a private arbitrator, paid by BC/BS of DE, wonder why I lost? Then appealed to the second level which I believe was HR at the State - won that one.

Kid, That is one shitty deal on the insurance company's part and the doctor as well.


I'm afraid that what Kennedy the Drunkard's Health plan will do anyway




This ain't Chicago!

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Zoë says, Enough is enough, Bring on the Spring!

My son and I are on my husband's plan. It has worked out very well for us (knock on wood, thus far), but then again, we, thankfully, haven't had to delve too far into anything other than blood work, regular doc. appointments, etc.

Of course, there is always room for improvement. I can't tell you how many times I have gone to the doc's to pay the co-pay, then the next visit they reimburse me the amount and then some (apparently I have overpaid) and then I get a bill from the office weeks later telling me I owe them money. ???? I just don't get that.

I'm very happy w/ my medical plan thru my employer. We have BCBSDE which now includes our dental plan, too.

I have $75 deducted from my bi-weekly paychecks, and it covers my share of the cost of insurance for me and my 3 kids ("Employee + dependents").

Keep in mind, you can always keep your existing plan at work or whatever. You don't HAVE to join the Obama-Plan. I'd rather not have the government tell me when I can get sick, and if what I have qualifies as anything.....

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Dave
Co-Founder & Global Moderator
Delaware Open Carry

“A person has the right to keep and bear arms for the defense of self, family, home and State, and for hunting and recreational use.”
[Delaware Constitution, Article I, § 20 Right to keep and bear arms]

Just had our insurance meeting
they raised our fee to 30.00 per week
our ded. is 1,200.00 delaership pays the first 600.00 we pay the second